How many times do you read in the media about some risk management problem. Take Domino’s Pizza for example. The damage not paying the delivery people what was right, did a lot of damage to the brand.
Every day there is some issue affecting some organisation. You ask the question, why does it happen. I know from a company who I worked for allowed their borrowings to increase from around 40% of equity to around 80%, I wonder why the banks got nervy?